Hi my name is Laurie, this also happened to me Jan 29/08, also by Principal Plus Financial.  I have posted a complaint on the Ripoff web page, but I happened to see yours also and just had to add my comments.  I applied on line and they came back to me saying I was approved for a $20,000 loan.  I had to pay $1000.00 insurance deposit, so I borrowed the money, sent the funds via money gram.  Next morning I called to see where my funds were and was told by Debra King that someone had taken off with alot of money and now the lender wanted more $ on deposit.  I said no and please send back my funds, haven't seen a darn thing.  Week after week I called, then finally I got ahold of a manager, her name is Rodney (not sure on the spelling) anyway she gave me a file # and told me that the lender was sending back my funds.  That was 3 weeks ago and still no money, I call them daily, every 2 minutes in the evening, I fax them daily, actually I just faxed them this morning with a copy of the ripoff report I just filed.  I am not going away, this has got to stop now......

Thanks Foolish One